How to steal a checkbook

Find a daycare center with a largish parking lot, so people dropping off their kids often park a little ways away from the entrance.

Focus on women who are dropping off their kids. Watch for purses (known in some subcultures as “pocketbooks” or “bags” … it’s like a “manbag” only for girls). Most women carry one. If you see a woman bringing the kid(s) to the daycare without the purse, that means there is a purse in her car. Also, if you’ve watched the daycare for a few days you’ll know the minimum amount of time you’ll have to extract the purse from the car.

There will be certain times of day when lots of people are dropping their kids off, or picking them up. This means that there may be moments when there are several targets — cars left by purseless women — available at once, and it also means that there will be people walking back and forth in the parking lot so you can blend in as you move in for your quarry.

Be patient. Walk through the lot, as though you are going somewhere, in such a way that passes by two or three different potential targets. Check the car door of each target to see if it is unlocked. The car doors will be unlocked far more often than usual. This is especailly true of older cars in certain parts of the country where there are still a lot of manual locks. People who are picking up their kids don’t want to mess with the key and the lock when they return to the car, squirming toddler or sleeping baby in their arms. Even people dropping their kids off will often not lock their car. A daycare center is a place where trust has developed in people’s minds (or they would not be there) and this tends to extend outward beyond the confines of the daycare center itself.

So, as you check each car to see if it is unlocked, most won’t be unlocked but there will be more than you might expect. Don’t worry if you don’t get an unlocked car you first few passes through the lot. If you check cars two or three times every morning and two or three times every afternoon, you’ll probably get in a car a half dozen times in a week. Then, you must take the checkbook and/or wallet out of the purse and leave the rest of the purse in place. This way, your success won’t be reported until later.

At some point, you will notice people in the parking lot looking around suspiciously when they leave their cars, and diligently locking them. This means that the word has gone out that you are in business at that particular location, so move to the next nearest daycare and continue hunting.

Do read the morning local paper (on line is the best way) regularly. At some point there will be an article explaining how this all works, as though the police just discovered this tactic, and the article will inform more people about how to not get their checkbooks stolen. Don’t let any such article deter you, though, people are basically stupid and manage to stay uninformed. The article is just there for your amusement.

Happy hunting!

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12 thoughts on “How to steal a checkbook

  1. How not to get your checkbook stolen: Don’t carry one.

    I carry everything I need in my pockets or strapped to my key chain on my belt loop.

    The thought of carrying a purse is nauseating to me, and I write maybe one check every two or three months.

  2. Dunc: Actually, it may be an upper midwest thing; People here still use checks a lot (though it is decreasing) and generally, a check will be trusted (though that is decreasing too). Anyway, the above method will work for credit cards and small amounts of pharmaceuticals as well.

    WilloNyx: that’s what I do, too.

  3. Yeah. I can see how this would be effective. I remember when I would pick my daughter up from daycare and I don’t think I took my purse in with me and probably didn’t lock the car, either. I would have made it entirely too easy for thieves.

    Just a note: I live in the northeast and we don’t really use checks much anymore. I use my debit card for practically everything now.

  4. Yep. I live in MD. Haven’t used a check in over two years. I think the last checks I have are from my previous address, I never bothered to replace them, and couldn’t put my hands on that checkbook now if you held a gun to my head!

    Debit card for everything. Stays in my pocket, on my person, always.

  5. Also, now that technology is becoming more and more prevalent, you’ll likely be able to score some decent stuff from time to time. Ipod, maybe an Ipad/tablet, a laptop, a puppy, an e-reader It’s all out there for the taking if you’re bold enough.

  6. Cheque books?? WTF is that?? Is it the bronze age in the mid-west, where people still use slips of paper with little IOU’s from their bank on them? That is so backwards!!

    Here in Melbourne, Australian, we have chips in our brains, all the shops are fitted with scanners, it automatically deducts the transaction from your account.

    Life couldn’t be worse. I want to die…

  7. Although it has been about 30 years, I was too paranoid to leave my purse in the car when taking my children in to childcare or school…and I locked the (manual) doors.

  8. Not only do I not bother locking my doors when I go in the da are I leave my trick run and my wallet on the dash. You know its just terrible to live on small town Minnesota, us backwater folk don’t have to worry about crime much.

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